.page-disclaimer {
  --terms-rule: rgba(28, 98, 143, 0.42);
  --terms-pad: clamp(20px, 4vw, 44px);
  padding-bottom: clamp(48px, 8vw, 96px);
}

.page-disclaimer .breadcrumb {
  padding-top: clamp(20px, 4vw, 36px);
}

.page-disclaimer .terms-masthead {
  padding: clamp(20px, 4vw, 32px) 0 clamp(24px, 4vw, 40px);
  border-bottom: 1px solid var(--terms-rule);
}

.page-disclaimer .terms-masthead .eyebrow {
  margin: 0 0 10px;
  color: var(--gold-500);
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
}

.page-disclaimer .terms-masthead__title {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: clamp(34px, 7vw, 64px);
  line-height: 1.12;
  letter-spacing: -0.01em;
  color: var(--paper);
}

.page-disclaimer .terms-masthead__lead {
  max-width: 34em;
  margin: 16px 0 0;
  font-family: var(--font-sans);
  font-size: clamp(15px, 1.6vw, 17px);
  line-height: 1.9;
  color: var(--mute);
}

.page-disclaimer .terms-masthead__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 24px;
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
  font-size: 13px;
  line-height: 1.6;
  color: var(--mute);
}

.page-disclaimer .terms-masthead__meta li {
  display: flex;
  align-items: center;
  gap: 6px;
}

.page-disclaimer .terms-masthead__meta li + li::before {
  content: "";
  width: 14px;
  height: 1px;
  background: var(--ink-500);
  margin-right: 8px;
}

.page-disclaimer .terms-masthead__meta .mono {
  font-family: var(--font-mono);
  color: var(--gold-500);
  font-variant-numeric: tabular-nums;
}

.page-disclaimer .terms-masthead__media {
  margin: clamp(24px, 4vw, 36px) 0 0;
  border: 1px solid var(--line-soft);
}

.page-disclaimer .terms-masthead__media .media__img {
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  object-fit: cover;
}

.page-disclaimer .terms-layout {
  display: grid;
  gap: clamp(24px, 4vw, 48px);
  margin-top: clamp(28px, 5vw, 56px);
}

.page-disclaimer .terms-toc {
  border: 1px solid var(--line-soft);
  background: rgba(10, 39, 64, 0.55);
  padding: 18px clamp(16px, 3vw, 22px);
}

.page-disclaimer .terms-toc__title {
  margin: 0 0 12px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.2em;
  color: var(--gold-500);
}

.page-disclaimer .terms-toc__list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .terms-toc__item + .terms-toc__item {
  border-top: 1px solid var(--line-soft);
}

.page-disclaimer .terms-toc__link {
  display: flex;
  align-items: baseline;
  gap: 10px;
  min-height: 44px;
  padding: 10px 0;
  font-family: var(--font-sans);
  font-size: 14px;
  line-height: 1.5;
  color: var(--paper);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}

.page-disclaimer .terms-toc__link .mono {
  font-family: var(--font-mono);
  font-size: 12px;
  color: var(--gold-500);
  font-variant-numeric: tabular-nums;
}

.page-disclaimer .terms-toc__link:hover,
.page-disclaimer .terms-toc__link:focus-visible {
  color: var(--gold-200);
  border-bottom-color: var(--gold-500);
  outline: none;
}

.page-disclaimer .terms-toc__foot {
  margin: 16px 0 0;
  padding-top: 14px;
  border-top: 1px solid var(--line-soft);
  font-size: 13px;
  line-height: 1.7;
  color: var(--mute);
}

.page-disclaimer .terms-toc__foot a {
  color: var(--gold-200);
  text-decoration: none;
  border-bottom: 1px solid var(--line);
}

.page-disclaimer .terms-toc__foot a:hover,
.page-disclaimer .terms-toc__foot a:focus-visible {
  color: var(--paper);
  border-bottom-color: var(--gold-500);
}

.page-disclaimer .terms-list {
  border-top: 1px solid var(--terms-rule);
}

.page-disclaimer .terms-item {
  padding: clamp(20px, 3vw, 30px) 0;
  border-bottom: 1px solid var(--terms-rule);
  transition: background-color var(--dur) var(--ease);
}

.page-disclaimer .terms-item--key {
  border-left: 2px solid var(--gold-500);
  padding-left: clamp(14px, 3vw, 24px);
  background: linear-gradient(135deg, rgba(10, 39, 64, 0.6) 0%, rgba(5, 25, 42, 0.2) 100%);
}

.page-disclaimer .terms-item__head {
  margin: 0;
  font-size: inherit;
  font-weight: inherit;
}

.page-disclaimer .terms-item__trigger {
  display: flex;
  align-items: baseline;
  gap: 14px;
  width: 100%;
  min-height: 44px;
  padding: 0;
  background: none;
  border: 0;
  color: var(--paper);
  font-family: var(--font-display);
  font-size: clamp(18px, 2.8vw, 24px);
  font-weight: 600;
  line-height: 1.35;
  text-align: left;
  cursor: pointer;
}

.page-disclaimer .terms-item__trigger:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 4px;
}

.page-disclaimer .terms-item__num {
  flex: 0 0 auto;
  font-family: var(--font-mono);
  font-size: 13px;
  font-variant-numeric: tabular-nums;
  letter-spacing: 0.06em;
  color: var(--gold-500);
  padding-top: 0.35em;
}

.page-disclaimer .terms-item__title {
  flex: 1 1 auto;
}

.page-disclaimer .terms-item__icon {
  position: relative;
  flex: 0 0 18px;
  width: 18px;
  height: 18px;
  margin-left: auto;
  border: 1px solid var(--line);
  transform: translateY(4px);
}

.page-disclaimer .terms-item__icon::before,
.page-disclaimer .terms-item__icon::after {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  background: var(--gold-500);
  transform: translate(-50%, -50%);
}

.page-disclaimer .terms-item__icon::before {
  width: 10px;
  height: 1px;
}

.page-disclaimer .terms-item__icon::after {
  width: 1px;
  height: 10px;
}

.page-disclaimer .terms-item__trigger[aria-expanded="true"] .terms-item__icon::after {
  display: none;
}

.page-disclaimer .terms-item__panel {
  margin-top: 14px;
}

.page-disclaimer .terms-item__panel p {
  max-width: 40em;
  margin: 0 0 12px;
  font-family: var(--font-sans);
  font-size: clamp(15px, 1.6vw, 16px);
  line-height: 1.95;
  color: var(--mute);
}

.page-disclaimer .terms-item__panel p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .terms-item__panel a {
  color: var(--gold-200);
  text-decoration: none;
  border-bottom: 1px solid var(--line);
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}

.page-disclaimer .terms-item__panel a:hover,
.page-disclaimer .terms-item__panel a:focus-visible {
  color: var(--paper);
  border-bottom-color: var(--gold-500);
  outline: none;
}

.page-disclaimer .terms-note {
  max-width: 40em;
  margin-top: 16px;
  padding: 10px 12px;
  border-left: 1px solid var(--ink-500);
  background: rgba(16, 57, 90, 0.45);
  font-size: 13px;
  line-height: 1.75;
  color: var(--mute);
  transition: border-color var(--dur) var(--ease), color var(--dur) var(--ease), background-color var(--dur) var(--ease);
}

.page-disclaimer .terms-item--key:hover .terms-note,
.page-disclaimer .terms-item--key:focus-within .terms-note {
  border-left-color: var(--gold-500);
  background: rgba(16, 57, 90, 0.75);
  color: var(--gold-200);
}

.page-disclaimer .terms-band {
  display: grid;
  gap: 18px;
  margin-top: clamp(32px, 6vw, 64px);
  padding: clamp(20px, 3vw, 28px);
  background: var(--grad-band);
  border: 1px solid var(--line);
}

.page-disclaimer .terms-band__label {
  margin: 0 0 6px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.16em;
  color: var(--gold-500);
}

.page-disclaimer .terms-band__value {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 14px;
  line-height: 1.75;
  color: var(--paper);
  word-break: break-word;
}

@media (min-width: 600px) {
  .page-disclaimer .terms-item__panel {
    padding-left: 2.6em;
  }

  .page-disclaimer .terms-note {
    margin-left: 2.6em;
  }
}

@media (min-width: 768px) {
  .page-disclaimer .terms-band {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
  }

  .page-disclaimer .terms-band__cell + .terms-band__cell {
    border-left: 1px solid var(--line-soft);
    padding-left: 24px;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: minmax(200px, 240px) minmax(0, 1fr);
    align-items: start;
  }

  .page-disclaimer .terms-toc {
    position: sticky;
    top: 88px;
  }

  .page-disclaimer .terms-masthead__lead {
    margin-top: 20px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .terms-toc__link,
  .page-disclaimer .terms-item,
  .page-disclaimer .terms-note,
  .page-disclaimer .terms-item__panel a {
    transition: none;
  }
}
<<<END>>>